Pakistan Income Tax Calculator 2025-26
| Annual Income Range | Rate | Fixed Tax | Tax This Slab | Cumulative | Status |
|---|---|---|---|---|---|
| Enter your salary above to see a slab-by-slab breakdown | |||||
| Taxable Salary Income | Rate of Income Tax |
|---|
How to Use
- Select a Tax Year from the left panel (2020–21 to 2025–26).
- Choose Monthly or Annual frequency.
- Enter your gross salary (before any deductions).
- Optionally enter your medical allowance — up to 10% of basic is tax-exempt.
- Click Calculate to see your complete tax breakdown.
How Tax is Computed
Pakistan uses progressive taxation. Only the portion of income within each slab is taxed at that slab's rate — not your entire salary.
Your employer withholds 1/12th of annual tax each month. Verify deductions on IRIS Portal.
Tax Saving Tips
- Medical Allowance: Up to 10% of basic salary is exempt.
- Zakat: Deductible directly from your tax payable.
- Pension Funds: Approved pension fund contributions are deductible.
- National Savings: NSS investments carry tax advantages.
- Life Insurance: Premiums are deductible up to certain limits.
- Charitable Donations: Approved NPO donations qualify.
Disclaimer
For informational purposes only. Estimates based on published FBR slabs. Actual liability may differ. Always consult a qualified tax advisor or visit FBR.gov.pk.
About Us
PakIncomeTax.pk is a free online income tax calculator built specifically for salaried individuals in Pakistan. Our mission is simple — help every Pakistani employee understand exactly how much tax they are paying and why.
Pakistan's tax system can be confusing. FBR's official resources are technical and difficult to navigate. We built this tool to bridge that gap — giving every salaried person instant, accurate, and easy-to-understand tax calculations without needing a CA or tax consultant.
Our calculator covers 6 tax years (FY 2020-21 to FY 2025-26), includes medical allowance exemption, slab-by-slab breakdown, and PDF export — all completely free with no account required.
We update our calculator immediately after every Federal Budget so you always have the most current FBR tax rates.
Contact Us
We welcome feedback, bug reports, and suggestions. If you notice a calculation error or want to suggest a new feature, please reach out — we read every message.
We aim to respond to all queries within 2 business days. For tax filing queries, please consult a qualified tax advisor or visit FBR.gov.pk.
How to File Income Tax Return in Pakistan 2025
Every salaried individual earning above Rs. 600,000/year must file an annual income tax return with FBR. Filing is done online through the IRIS portal — free and takes 15–30 minutes.
Step-by-step process:
Tax Saving Tips for Salaried Pakistanis
Pakistan's tax law allows several legal deductions that can significantly reduce your taxable income:
Medical Allowance (Most Common)
Up to 10% of your basic salary is completely exempt from income tax if paid as a medical allowance. For a Rs. 150,000/month salary, this saves Rs. 15,000/month from taxable income.
Zakat Deduction
Zakat deducted from your bank account is directly subtracted from your tax payable — not just your income. One of the most powerful deductions available.
Approved Pension Funds
Contributions to EOBI, approved pension funds, or voluntary pension schemes (VPS) are deductible. VPS also earns a tax credit of up to 20% of taxable income.
Life Insurance Premiums
Premiums paid to registered life insurance companies are deductible up to Rs. 150,000/year.
Charitable Donations
Donations to FBR-approved NPOs (Edhi Foundation, Shaukat Khanum, Aga Khan etc.) are deductible up to 30% of taxable income.
Understanding Pakistan's Income Tax Slabs
Pakistan uses a progressive tax system — only the income within each bracket is taxed at that bracket's rate. Your entire salary is not taxed at the highest rate you reach.
Example: Rs. 150,000/month salary (FY 2025-26)
- Annual income = Rs. 18,00,000
- First Rs. 6,00,000 → 0% tax = Rs. 0
- Rs. 6,00,001 – Rs. 12,00,000 → 1% = Rs. 6,000
- Rs. 12,00,001 – Rs. 18,00,000 → 11% = Rs. 66,000
- Total annual tax = Rs. 72,000 | Monthly = Rs. 6,000
Your effective rate is only 4% even though you're in the 11% slab.
Why do rates change every year?
FBR updates tax slabs in the annual Finance Act (Federal Budget, May/June). Major changes happened in 2024-25 (rates raised) and 2025-26 (significant relief given).
Benefits of Being a Tax Filer in Pakistan
Filing your return does more than keep you legal — it saves you money on daily transactions:
Lower withholding on bank transactions
Non-filers pay double the WHT rate on cash withdrawals above Rs. 50,000 (0.6% vs 0.3% for filers).
Property transactions
Non-filers pay 4% instead of 2% advance tax when buying property. On a Rs. 1 crore property, that's Rs. 2 lakh extra.
Vehicle purchases
Non-filers pay higher advance tax on vehicle registration — filers save Rs. 10,000–Rs. 200,000 depending on engine capacity.
Active Taxpayer List (ATL)
FBR publishes the ATL weekly. Check your status at FBR.gov.pk by entering your CNIC. File by September 30 to remain on next year's ATL.
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- Email: contact@pakincometax.pk
- Location: Pakistan